James founded Gold Bird with a vision to simplify the mortgage process. With over 20 years of experience, he leads the company’s mission to make homeownership accessible for all. Passionate about personalized solutions, James is dedicated to guiding clients through their home financing journey.
Michael specializes in helping first-time homebuyers and finding the right mortgage options for each client. With 15 years of experience, he simplifies the loan process, making it clear and stress-free.
Anthony Green is known for his client-centered approach, helping individuals and families find the right mortgage for their situation. His extensive knowledge of adjustable-rate mortgages
Amanda Hill is passionate about helping clients find the best mortgage options to fit their financial needs. With her in-depth knowledge of various loan products.
At Factory Direct Custom Outdoor Kitchens & Frames, every project begins with a complimentary in-home 3D design consultation. Working one-on-one with a talented designer, clients see their vision take shape instantly through advanced 3D CAD renderings and precise, transparent quoting. This approach ensures each custom outdoor kitchen project is tailored exactly to the homeowner’s needs.
Our hand-crafted frames are made from high-grade aluminum tubing, providing a lightweight, durable, and rustproof foundation for every outdoor kitchen. Each piece is expertly welded and reinforced, ensuring stability for countertops and appliances while eliminating rot and weight issues even in deck installations.
You’ll typically need proof of income, employment verification, credit history, and details on your assets and debts. Our team will provide you with a detailed list during your consultation.
The approval process can vary depending on your financial profile and documentation, but it usually takes between 2 to 4 weeks.
Yes, there are loan options available for different credit situations. We’ll work with you to explore the best loan programs based on your credit profile.
Pre-qualification is an initial assessment of your finances, while pre-approval involves a more thorough review, giving you a more accurate idea of your borrowing power.
The down payment requirement can range from 3% to 20% of the property’s price, depending on the loan type. We’ll discuss your options and help determine what works best for you.
No, we prioritize transparency. All fees and costs will be clearly outlined upfront so you know exactly what to expect throughout the loan process.
Granite remains the favorite countertop choice at Factory Direct Custom Outdoor Kitchens & Frames for its perfect blend of beauty, durability, and value—although nearly any countertop material can be accommodated. We offer a variety of finishing options: farmhouse, board and baton, brick or stone veneer, stucco, and custom paint. These allow every kitchen to flawlessly complement any setting, from rustic to modern.
For contractors, we offer specialized Frame Only or Frame & Hardie board packages designed to save time, keep projects on track, and make budgeting easy. Quick turnarounds and special volume pricing make our contractor services ideal for efficient site management. Homeowners and DIY clients can choose to have us handle as much or as little of the build as they wish.
Factory Direct Custom Outdoor Kitchens & Frames proudly recommends Blaze Grills for built-in luxury. These professional-grade, 304 stainless steel appliances come with the best-in-class lifetime warranty. Clients may also select from other top brands, ensuring their outdoor kitchen is outfitted according to precise preferences.