
James founded Gold Bird with a vision to simplify the mortgage process. With over 20 years of experience, he leads the company’s mission to make homeownership accessible for all. Passionate about personalized solutions, James is dedicated to guiding clients through their home financing journey.


Michael specializes in helping first-time homebuyers and finding the right mortgage options for each client. With 15 years of experience, he simplifies the loan process, making it clear and stress-free.

Anthony Green is known for his client-centered approach, helping individuals and families find the right mortgage for their situation. His extensive knowledge of adjustable-rate mortgages

Amanda Hill is passionate about helping clients find the best mortgage options to fit their financial needs. With her in-depth knowledge of various loan products.


Contractors, home builders, pool builders, deck builders, and landscapers can now simplify their outdoor kitchen projects with custom outdoor kitchen frame packages tailored for both professionals and DIY customers.
These solutions enable your team to focus on the larger aspects of a project while the time-consuming framing work is efficiently managed by experts.
Each package can be custom-designed, fabricated, delivered, and installed to fit your client’s exact needs, ensuring seamless integration into your existing construction timelines.

Outdoor kitchens are the core specialization of Factory Direct Custom Outdoor Kitchens & Frames , with frames crafted to accommodate all necessary grills, appliances, and cabinetry.
Whether you require a frame-only option, a frame with Hardie backer cement board for immediate finishing, or a fully completed kitchen, you’re guaranteed a package that speeds up project deadlines and delivers ready-to-finish quality on the day of delivery.
Available upgrades include high-performance grilling equipment, appliances, and cabinetry, all backed by a lifetime warranty and expert installation if needed.

You’ll typically need proof of income, employment verification, credit history, and details on your assets and debts. Our team will provide you with a detailed list during your consultation.
The approval process can vary depending on your financial profile and documentation, but it usually takes between 2 to 4 weeks.
Yes, there are loan options available for different credit situations. We’ll work with you to explore the best loan programs based on your credit profile.
Pre-qualification is an initial assessment of your finances, while pre-approval involves a more thorough review, giving you a more accurate idea of your borrowing power.
The down payment requirement can range from 3% to 20% of the property’s price, depending on the loan type. We’ll discuss your options and help determine what works best for you.
No, we prioritize transparency. All fees and costs will be clearly outlined upfront so you know exactly what to expect throughout the loan process.


Frame packages are designed to suit any product line you or your client prefers, including popular brands like Blaze, Traeger, Blackstone, Heston, Recteq, Weber, and more. The modular designs of Factory Direct Custom Outdoor Kitchens & Frames allow seamless customization for grills, cabinetry, refrigeration, and other features.
Flexible packages ensure clients receive exactly what they need, whether it’s a simple frame or a turnkey outdoor kitchen solution.

With quick turnaround times, contractor and volume pricing, and direct customer collaboration, these outdoor kitchen frame services help you save time and money while keeping your project on track.
Free on-site designs and estimates make it easy to get started, providing personalized support every step of the way.
No matter the project size, from just a frame to a fully completed kitchen, you’re covered with efficient, professional, and customizable solutions.


